Georgia Association of Public Insurance Adjusters
(GAPIA)

Advantages of Hiring a
Licensed Public Insurance Adjuster

 

An insured property loss is devastating and stressful. Knowing that you have an advocate working on your behalf to document the damage in the preparation, presentation and settlement of your claim can bring peace of mind during this stressful time.

Insurance policies are typically written in legal and technical terms, containing numerous provisions and stipulations. Endorsements may change from year to year.  Public Insurance Adjusters read, understand and satisfy the many conditions required to receive a fair compensation for your loss.

Property insurance companies obligate the policyholder to prove its claim to the insurance company.  Public Insurance Adjusters will document your loss in detail, taking inventory of your property saving you countless hours, which are needed to go on with your life. Without this in-depth documentation, you would not receive all the full compensation due to you under your insurance policy. The Public Adjuster has the experience and expertise to negotiate your claim and help you receive the maximum entitlements under your policy.  The Public Insurance Adjuster in an advocate for the policyholder in the claim.
 
Public Adjusters share the interests of the policyholders in achieving the most accurate comprehensive claim possible in an expedited manner. They work on a contingency basis and are paid by the policyholder after the claim has been paid. The Public Adjuster’s fee is a small percentage of the compensation after the claim has been paid to the policyholder.
 
Claimants using Public Adjusters generally receive substantially higher compensation on claims than claimants who try and go it alone.

 

Contact a Licensed Public Insurance Adjuster today by reviewing a list of GAPIA's Public Insurance Adjuster members.

 

 

 
Typical Claims Handled by
Public Insurance Adjusters
Typical Claims handled by GAPIA Public Insurance Adjusters include business and residential property losses such as:
  • Fire Losses
  • Tornado Losses
  • Flooding
  • Hail Storm Losses
  • Wind Damage
  • Water Damage
  • Hurricane Losses
  • Smoke Damage
  • Explosions
  • Theft
  • Vandalism
  • Civil Unrest
 
GAPIA's Public Insurance Adjusters also help with business related losses such as:
  • Business Income
  • Builder's Risk
  • Leasehold Interest
  • Electrical and Mechanical Breakdowns